[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.carios.cz\/sezente-si-dalsi-penize\/#Article","mainEntityOfPage":"https:\/\/www.carios.cz\/sezente-si-dalsi-penize\/","headline":"Se\u017ee\u0148te si dal\u0161\u00ed pen\u00edze","name":"Se\u017ee\u0148te si dal\u0161\u00ed pen\u00edze","description":"V podnik\u00e1n\u00ed nen\u00ed mo\u017en\u00e9 postr\u00e1dat pen\u00edze. T\u011bch je tu zapot\u0159eb\u00ed, a to logicky proto, \u017ee se mus\u00ed chod firem financovat […]","datePublished":"2025-04-12","dateModified":"2025-04-12","author":{"@type":"Person","@id":"https:\/\/www.carios.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.carios.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/1e120f96477763896a9e7ab3663c076bf8b67ca32fa1a5943b70761da502a7a7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1e120f96477763896a9e7ab3663c076bf8b67ca32fa1a5943b70761da502a7a7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"carios.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.carios.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_5.jpg","url":"https:\/\/www.carios.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_5.jpg","height":0,"width":0},"url":"https:\/\/www.carios.cz\/sezente-si-dalsi-penize\/","about":["Internet"],"wordCount":415,"articleBody":"   V podnik\u00e1n\u00ed nen\u00ed mo\u017en\u00e9 postr\u00e1dat pen\u00edze. T\u011bch je tu zapot\u0159eb\u00ed, a to logicky proto, \u017ee se mus\u00ed chod firem financovat tak, aby tyto p\u0159in\u00e1\u0161ely dal\u0161\u00ed a dal\u0161\u00ed zisky. Kdyby se sem neinvestovalo, podniky by se nerozv\u00edjely, ale naopak by ch\u00e1traly a postupn\u011b by se jejich \u010dinnost redukovala a zhor\u0161ovala, a\u017e u\u017e by nakonec nem\u011blo smysl v takov\u00e9m podnik\u00e1n\u00ed pokra\u010dovat. A tak se do podnik\u00e1n\u00ed investuje. Ale aby bylo co investovat, mus\u00ed se tu tak\u00e9 dost pen\u011bz vyd\u011bl\u00e1vat. Mus\u00ed se tu zajistit takov\u00e9 p\u0159\u00edjmy, aby to sta\u010dilo jak na ob\u017eivu lid\u00ed, kte\u0159\u00ed tu pracuj\u00ed, tak i na ve\u0161ker\u00e9 v\u00fddaje, kter\u00e9 se s on\u00edm konkr\u00e9tn\u00edm byznysem spojuj\u00ed.N\u011bkdy ale nejsou v\u00fdnosy takov\u00e9, aby se jimi poda\u0159ilo zaplatit v\u0161echno, co je zaplatit pot\u0159eba. N\u011bkdy neplat\u00ed z\u00e1kazn\u00edci tak, jak by m\u011bli, n\u011bkdy vznik\u00e1 pot\u0159eba utr\u00e1cet v\u00edc, ne\u017e s \u010d\u00edm se po\u010d\u00edtalo. A pak vznik\u00e1 nerovnov\u00e1ha mezi p\u0159\u00edjmy a v\u00fddaji, kter\u00e1 kon\u010d\u00ed tak, jak kon\u010d\u00ed. Tedy situac\u00ed, kdy pen\u00edze nesta\u010d\u00ed a t\u0159eba dokonce u\u017e ani \u017e\u00e1dn\u00e9 nejsou. A to je zl\u00e9. Tak zl\u00e9, \u017ee za\u010d\u00ednaj\u00ed majitel\u00e9 firem sh\u00e1n\u011bt pen\u00edze kdekoliv, kde je \u0161ance se k n\u011bjak\u00fdm dostat. A stranou z\u00e1jmu nez\u016fst\u00e1vaj\u00ed pochopiteln\u011b ani p\u016fj\u010dky. I ty se toti\u017e n\u011bkdy podnikatel\u016fm hod\u00ed.Ale kde je nad\u011bje na z\u00edsk\u00e1n\u00ed p\u016fj\u010dky, zejm\u00e9na kdy\u017e m\u00e1 firma jen n\u00edzk\u00e9 p\u0159\u00edjmy a jej\u00ed majitel se nav\u00edc nem\u016f\u017ee ani chlubit sv\u00fdmi registry dlu\u017en\u00edk\u016f? To je ot\u00e1zka.Ale i na takovou ot\u00e1zku se d\u00e1 odpov\u011b\u010f naj\u00edt. Kdy\u017e pot\u0159ebuje p\u016fj\u010dku podnikatel, kter\u00e9ho leckde odm\u00edtaj\u00ed pro jeho nedokonalost, ud\u011bl\u00e1 tento nejl\u00e9pe, kdy\u017e po\u017e\u00e1d\u00e1 o nebankovn\u00ed hypot\u00e9ku. Pokud toti\u017e m\u016f\u017ee za p\u016fj\u010dku ru\u010dit aspo\u0148 z\u00e1stavou nemovitosti, pr\u00e1v\u011b tady usp\u011bje. Pr\u00e1v\u011b nebankovn\u00ed spole\u010dnost mu se svou hypot\u00e9kou vyjde vst\u0159\u00edc. A pro\u010d to? Docela jednodu\u0161e proto, \u017ee se mus\u00ed americk\u00e1 hypot\u00e9ka bez registru americka-nebankovni-hypoteka.cz splatit stejn\u011b jako jin\u00e9 p\u016fj\u010dky, a u n\u00ed by k tomu mohla b\u00fdt vyu\u017eita i zastaven\u00e1 nemovitost, kdyby dlu\u017en\u00edk nespl\u00e1cel. A jistota je jistota.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Se\u017ee\u0148te si dal\u0161\u00ed pen\u00edze","item":"https:\/\/www.carios.cz\/sezente-si-dalsi-penize\/#breadcrumbitem"}]}]